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  • Product Matters!, Issue 83, June 2012
    be underestimated if not carefully evaluated. Direct Writer Term Conversion Considerations Because ... given to the agent. Pricing Impacts There are two primary ways to cover the additional cost of anti-selective ...

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    • Authors: Society of Actuaries
    • Date: Jun 2012
    • Publication Name: Product Matters!
  • Product Matters
    Practices By Hua Li and Alex Zaidlin 20 Long-Term Care Meeting Needs through Product Flexibility By ... entrance to the parks so that the guests can take care of their basic needs first (strollers, sunscreen ...

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    • Authors: Society of Actuaries
    • Date: Jul 2016
    • Competency: External Forces & Industry Knowledge>General business skills; Leadership>Thought leadership; Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Product Matters!
    • Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
  • Product Matters, June 2018
    targeting needs at different life stages like senior- care prod- ucts for the elderly, mortgage and wealth ... Life in China, for exam- ple, has focused on the primary need of many retirees: having a place to live ...

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    • Authors: Society of Actuaries
    • Date: Jun 2018
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration>Effective decision-making
    • Publication Name: Product Matters!
    • Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
  • Product Matters!, (November 2016)
    (i.e., mortality and lapse). It lays out the primary issues and describes potential modeling solutions ... accumulation and efficient distribution are the primary concerns of the buyer. Within this category are ...

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    • Authors: Society of Actuaries
    • Date: Nov 2016
    • Publication Name: Product Matters!
  • Product Matters, October 2018
    before they occur, and online shopping for health care specifically offered to the owners of this type ... boss was also excited to hear what one of his new direct reports had to say. James knew that Ador- able ...

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    • Authors: Society of Actuaries
    • Date: Oct 2018
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration>Effective decision-making
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Product development - Life Insurance
  • Product Matters, November 2017
    generations, it is now an opportune time for primary insurers to reassess the traditional approaches ... especially for the millennial generation, we suggest primary insurers offering life insurance products consider ...

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    • Authors: Society of Actuaries
    • Date: Nov 2017
    • Publication Name: Product Matters!
  • Full Issue
    that provide a form of non-underwritten long-term care benefit are becoming more available. These riders ... demonstrated the increased prevalence of long-term care and chronic illness riders on universal life. Each ...

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    • Authors: Society of Actuaries
    • Date: Feb 2016
    • Competency: External Forces & Industry Knowledge>General business skills; Leadership>Thought leadership; Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Product Matters!
    • Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
  • Product Matters! – Issue No. 84 – October 2012
    UL/IUL products with chronic illness and long-term care (LTC) riders as more and more companies begin to ... UL/IUL products with chronic illness and long-term care riders. ... Figure 3: Average Ages, All distribution ...

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    • Authors: Society of Actuaries
    • Date: Oct 2012
    • Publication Name: Product Matters!
  • Product Development, Product Matters!, Issue 112, April 2019
    principle-based reserves (PBR) practices. Forty direct writers and reinsurers with 80 percent market ... Report, second quarter 2018, shows IUL sales with a primary pricing objective of death benefit, guaranteed ...

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    • Authors: Society of Actuaries
    • Date: May 2019
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance
  • SEAC Secondary Guarantees Debate
    even if the cash surrender value is zero. The Primary Guarantee in a UL plan limits the maximum Cost ... consider a UL policy that, in addition to its primary guarantees, says if the owner pays a specified ...

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    • Authors: Society of Actuaries
    • Date: Dec 1999
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Secondary guarantees